Calculators

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Calculators > Home and Mortgage

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.
The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI).
Different mortgage terms and rates can make the loan selection process confusing, especially if you don't plan on keeping the loan for the full term.
With the interest on a mortgage being deductible when you itemize deductions, it may surprise you how much you can save in taxes.


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